If you have not created an online account please click here or contact the office 08005 08005 / [email protected] for instructions.


Shop now | Pay later fees  Effective August 2020


Annual Account Fee


Credit Establishment Booking Fee (One-Off)


Refinance Fee


Bank Transaction Fee


Account Statement Letter



Late Payment Fee


Late Payment Text Fee


Late  Payment Letter Fee


Account Recovery Door Knock Fee(collected


Penalty Interest*

Shop now | Pay later Rates  


Annual Rates From 9.95% p.a. to 20% p.a.

*The penalty interest rate is stated on your contract. This is only added if you miss a payment.
If no payments are missed then no interest will be charged. All Fees are added to loan balance.
Shop now – Pay later Responsible lending criteria, terms & conditions apply.

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